Let's find the right plan for you.

Two quick questions and we will show you exactly what you need, what it costs, and what happens next.

Plan type
Timing
Your plan
Step 1 of 2

Which benefits does your plan offer?

Pick the description that fits how your employees use their benefits. If you are not sure, the first option covers most small employer plans.

1

Pre-tax insurance premiums only

Employees pay their share of health, dental, or vision insurance through payroll before taxes are taken out. No separate spending account is offered.

Often called a POP or Premium Only Plan by your broker or payroll provider.

From $250

2

Premiums plus one spending account

In addition to pre-tax premiums, employees can elect into either a Health FSA or a Dependent Care FSA, but not both.

Your enrollment system shows a separate FSA or dependent care election field alongside the premium elections.

From $400

3

Premiums plus both spending accounts

Your plan includes pre-tax premiums, a Health FSA, and a Dependent Care FSA. Employees can elect into all three during open enrollment.

Open enrollment shows separate election fields for both medical FSA and dependent care FSA.

From $500

Not sure which applies? Ask us first and we will confirm before you pay anything.

Step 2 of 2

When do you want to test?

Both options run the same tests. The difference is when you find out if something needs fixing, and how much time you have left to fix it.

Year-end only

One test run after the plan year closes. This satisfies the annual compliance requirement. If anything fails, the results document what happened and guide what to change going forward.

$250
Core plan, year-end

Core Section 125 Plan

Year-end nondiscrimination testing for a Premium Only Plan.

$250
flat fee, one-time
1

Pay here and receive a confirmation immediately

Payment is processed securely through Stripe. A receipt goes to your email the moment it clears.

2

We send you everything you need immediately after payment

A straightforward spreadsheet covering compensation, benefit elections, and a few questions about ownership and officer roles. Most employers complete it in about 30 minutes. Everything you need is sent automatically the moment your payment clears.

3

Send it back and we handle everything from there

We run your tests and send you a clear results report. If anything fails, corrective guidance is included at no extra charge.

Free re-test included. If your plan fails a test, we tell you exactly what to change and run the tests again after you make the correction. No additional charge.
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